By visiting this web site you agree to the following terms and conditions of use.  These terms of use may change periodically and without advance notice.  To be sure, you should read them each time you visit this site.

The outside links (those of sites NOT owned by Leanne Paynter) found in this web site are placed here only as a courtesy to my web site visitors.  The sole purpose of these links is to provide a convenience to my web site visitors. Any references to outside links does not necessarily constitute or imply endorsement or recommendation by the owner of this site. Visitors of this web site who access any web sites via a link on this site assume full responsibility and agree that the owner of this site is not responsible or liable for any claim, loss or damage arising from the use of any information or links contained in this site.

You should be aware that through links found on this web site you may be directed to other sites that I do not control.  I have no control over the practices or offerings of these other sites, and am not responsible for the content of web sites to which I link to or list.  The owner of this web site takes no responsibility for the products, services, policies or actions of third parties or the content of third party web sites.  I encourage you to be aware when you are leaving my web site and to read the privacy policies and terms of use of each web site you visit.  

These Terms of Use apply only to those web sites owned by Leanne Paynter. 

If you have any questions regarding these terms of use, please contact us.